Default Loss Guarantee – A gamechanger in RE-LSP partnership

A focus on customer convenience should not divert attention from customer protection and safety. The RBI’s guidelines on digital lending and Default Loss Guarantee are a reiteration of the same. With FLDG being treated akin to synthetic securitization, lending arrangements between Banks/NBFCs and FinTech were in a soup. Opaque securitizations are risky and can destabilize […]

BSP’s New Regulation on API-based Submission of Prudential Reports_v2.0

Default Loss Guarantee – A gamechanger in RE-LSP partnership A focus on customer convenience should not divert attention from customer protection and safety. The RBI’s guidelines on digital lending and Default Loss Guarantee are a reiteration of the same. With FLDG being treated akin to synthetic securitization, lending arrangements between Banks/NBFCs and FinTech were in […]