Terms of Use

1.1. When you use the Website/App, we collect Your personal and non-personal information. Such personal information helps us to collect information that can directly identify you such as name, address, email address, phone number and date of birth (“personal information“). We also collect your non-personal information that does not directly identify you. By using the Website/App, you are authorizing us to collect, parse, store, process, disclose, disseminate and retain such information as envisaged herein. Your personal information shall not be made public without your explicit permission.

1.2. In order to enquire with us via the Website/App, you may be asked to share your name, mobile number and/or password. You may also be asked to allow us to collect your location information from the device when you use/access the Website/App. In addition, we may collect and store any personal information you provide while using the Website/App or in some other manner. If you provide any feedback through the Website/App, you provide us the content of your feedback, and if you contact us for customer service or other inquiry, you provide us with the content of that communication.

1.3. We neither knowingly collect any information nor promote the Website/App to any minor under the age of 18 (eighteen) years. If you are less than 18 (eighteen) years old, we request that you do not submit information to us. If we become aware that a minor has registered with us and provided us with personal information, we may take steps to terminate such person’s enquiry/requests and delete their information with us.

1.4. We use various tools and technologies, including cookies, to collect personal information and non-personal information from the device from which you access the Website/App and learn about your activities taking place when you use the Website/App. Such non-personal information could include your IP address, device ID and type, your browser type and language, operating system used by your device, access times, your device geographic location and the referring website/app address. We may use web beacons and other similar technologies to track your use of the Website/App and to deliver or communicate with cookies.

We may use information that we collect from you to:

(a) deliver and improve the Website/App and our services and manage our business;

(b) manage your enquiry/request and provide you with customer support;

(c) communicate with you by email, postal mail, telephone and/or mobile devices about our offerings;

(d) develop, display, and track content and advertising tailored to your interests on the Website/App and other sites, including providing advertisements;

(e) undertake Website/App analytics;

(f) enforce or exercise any rights in our terms and conditions pertaining to any products/services made available through the Website/App;

(g) perform functions or services as otherwise described to you at the time of collection; and

(h) resolve disputes, troubleshoot problems, detect and protect us against any activity not expressly authorized under any of our terms and conditions pertaining to any products/services made available through the Website/App.

Cookies are small text files placed in visitors’ computer browsers to store their preferences. The Website and our third-party partners collect and store information that is generated automatically as you use it, including your preferences and anonymous usage statistics. When you visit the

Website, we and our third-party service providers receive and record information on our server logs from your browser and from cookies and similar technology.

We may use information collected through these tracking technologies to remember information so that you won’t have to re-enter it on subsequent visits, to provide and monitor the effectiveness of the Website and for other purposes. Most browsers allow you to block and delete cookies, though depending on your mobile device you may not be able to delete tracking technologies from your device. Deleting or blocking cookies and other tracking technology may cause the Website to not work properly. A number of cookies and similar technologies we use last only for the duration of your Website session and expire when you close your browser. Others are used to remember you when you return to use our Website and will last for longer.

We use these cookies and other technologies on the basis that they are necessary for the performance of a contract with you, or because using them is in our legitimate interests (where we have considered that these are not overridden by your rights), and, in some cases, where required by law, where you have consented to their use.

We use the following types of cookies:

  • Strictly necessary cookies.
    These are cookies that are required for the operation of our Website and under our terms with you.
  • Analytical/performance cookies.
    They allow us to recognize and count the number of visitors and to see how visitors move around our Website when they are using it. This helps us for our legitimate interests of improving the way our Website works, for example, by ensuring that users are finding what they are looking for easily.
  • Functionality cookies.
    These are used to recognize you when you return to our Website. This enables us, subject to your choices and preferences, to personalize our content, greet you by name and remember your preferences (for example, your choice of language or region).

Customers can configure their browser preferences not to accept these cookies however this may result in reduced functionality.

Disabling cookies

The effect of disabling cookies depends on which cookies you disable but, in general, the Website may not operate properly if all cookies are switched off. If you disable cookies, there may be reduced functionality in relation to the Website.

If you want to disable cookies on our Website, you need to change your website browser settings to reject cookies. How you can do this will depend on the browser you use. Our promotional updates and communications.

Where permitted in our legitimate interest or with your prior consent where required by law, we will use your personal data for marketing analysis and to provide you with promotional update communications by email, SMS or telephone about our products/services.

You can object to further marketing at any time by selecting the “unsubscribe” link at the end of all our marketing and promotional update communications to you, or by sending us a message through our website at info@fintellix.com with “Unsubscribe” in the subject line.

5.1. When you enquire/share your details with us over the Website/App, your profile details will be accessible and viewable by member of Fintellix, which includes our subsidiaries and group companies.
In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties’ policies.

5.2. We do not share your personal information with others as indicated in this Privacy Policy.

5.3. We may also disclose your information (i) for complying with applicable laws, requests or orders from law enforcement agencies, appropriate authorities (such as without limitation, child protection agencies, court officials, expert professional investigative agencies and the like) or for any legal process; (ii) for enforcing any of the terms and conditions pertaining to any products/services made available through the Website/App; (iii) for protecting or defending ours, or any third party’s rights or property; (iv) for supporting any fraud/ legal investigation/ verification checks; or (v) in connection with a corporate transaction, including but not limited to sale of our business, merger, consolidation, or in the unlikely event of bankruptcy.

5.4. We may use and share your non-personal information we collect under any of the above circumstances, including with third parties for undertaking analysis thereof. We also may share aggregated, non-personal information, or personal information in hashed, non-human readable form, with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis or other business purposes.

The data that we process in relation to you may be transferred to, and stored at, a destination outside the European Economic Area (EEA) and UK that may not be subject to equivalent data protection law. It may also be processed by staff situated outside the EEA and UK who work for us or for one of our suppliers.

We may transfer your personal data outside the EEA and UK:

  • In order to store it.
  • In order to enable us to provide goods or services to and fulfil our contract with you or the company your work for. This includes order fulfilment, processing of payment details, and the provision of support services.
  • Where we are legally required to do so.
  • In order to facilitate the operation of our group of businesses, where it is in our legitimate interests and we have concluded these are not overridden by your rights.

Where your information is transferred outside the EEA and UK, we will take all steps reasonably necessary to ensure that your data is subject to appropriate safeguards, such as relying on a recognized legal adequacy mechanism, and that it is treated securely and in accordance with this privacy policy. For example, these include implementing the European Commission’s Standard Contractual Clauses (SCCs) for transfers of personal data between our group companies, which require all group companies to protect personal data they process from the European Economic Area in accordance with European Union data protection law. We have implemented similar appropriate safeguards with our third-party service providers and partners. We may transfer or disclose your personal data to the following categories of recipients:

  • To any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries;
  • To third party services providers, suppliers, agents, and other organizations who provide data processing services to us, or who otherwise process personal data on our behalf for purposes that are described in this privacy policy or notified to you when we collect your personal data; to a potential or actual buyer and its agents and advisers in connection with any proposed or actual transfer of control, purchase, merger, reorganization, consolidation, or acquisition of any part of our business, provided that we inform the buyer it must use your personal data only for the purposes disclosed in this policy;

to any other person with your consent to the disclosure.

7.1. You can choose not to provide us with certain information; however this may result in you being unable to reach/enquire with us over the Website/App.

7.2. You are solely liable and responsible for any information you provide and/or share using the Website/App.

We adopt reasonable security practices and procedures to help safeguard the personal information you provide on the Website/App from unauthorized access. However, you acknowledge that no Internet transmission or system or server can be 100% secure. Therefore, although we take all reasonable steps to secure your personal information, we do not promise or guarantee the same, and you should not expect that your personal information, or other communications while using the Website/App will always remain secure and safeguarded by us. You should always exercise caution while providing, sharing or disclosing your personal information using the Website/App.

We may occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the “last updated” date. We recommend that you check the Website/App from time to time to keep yourself updated of any changes in this Privacy Policy or any of our other service related terms and policies.

Please contact on info@fintellix.com for any questions or comments regarding this Privacy Policy.

Acceptance of the Terms of Use

Fintellix India Pvt Ltd (“Fintellix”) makes this site, including all information, documents, communications, files, text, graphics, software, and products available through the site available for your use subject to the terms and conditions set forth in these Terms of Use, as well as our Privacy Policy and any changes to this document that Fintellix may publish from time to time, constitute the entire agreement among users of the Site. Information on this site is subject to change without notice and does not represent a commitment on the part of Fintellix.
By accessing or using this site in any way, including, without limitation, downloading any files or documents, or merely browsing the site, you confirm that you have read, understand and agree to be bound by these Terms of Use.
We reserve the right in our sole discretion to change, modify, add, or delete these Terms of Use at any time without notice. If we do this, we will post the changes to these Terms of Use on this page and will indicate on this page the Terms of Use’s effective date. Your continued use of Site after any such changes, modification, additions or deletions constitutes your acceptance of the new Terms of Use. If you do not agree to abide by the current or any future Terms of Use, you may not use or access the Site.
You agree to use the Site only for purposes that are permitted by these Terms of Use and any applicable law and regulation.

Privacy
The Site is strongly committed to Users right to privacy and to keeping Users personal information secure. We encourage Users to read to our Privacy Policy to understand what types of Personally Identifiable Information we collect and how we use this information and protect personal information online, as well as information on submitting requests. By using this website, you consent to all actions taken by us with respect to your information in compliance with the Website/App Privacy Policy.

Electronic Communications
Unless specifically provided otherwise in this website, any communications and materials you send to this website are sent on a non-confidential basis. We further shall have the right to use such communications or materials for any purpose whatsoever and without any obligation to pay you compensation for such use.

Use of Cookies
When you visit pages on our website, our web servers automatically recognize your browser’s domain name and IP address but do not recognize or retrieve any information related to your identity. For specific information on how we use cookies on our website, please see our Privacy Policy. If you do not wish to allow cookies, please disable cookies before continuing to use this website. If you choose to disable cookies, some areas of the website may be functionally limited.

Terms of Use: User Representations, Warranties, and Covenants
By accessing and utilizing the website, you hereby represent, warrant, and covenant that:

  • You possess the requisite power and authority to enter into and be legally bound by these Terms of Use.
  • You shall refrain from employing the Site for any unlawful purpose.
  • Your utilization of the Site shall strictly adhere to the provisions set forth within these Terms of Use.

Furthermore, you specifically agree to abstain from accessing (or attempting to access) any portion of the Site through any automated means, including, but not limited to, the use of scripts or web crawlers.

Intellectual Property Rights
All rights, title, and interest in and to the Site, excluding any third-party content, are owned by or licensed to Fintellix. This includes, but is not limited to, patents, copyrights, trademarks (whether registered or unregistered), trade names, service marks, trade secrets, other intellectual property rights, and any associated goodwill.
These Terms of Use do not grant you any rights to Fintellix’s patents, copyrights, trademarks (whether registered or unregistered), trade names, trade secrets, domain names, or any other rights, functions, or licenses pertaining to the Site.

Restrictions on Use of Site Content:
Unless explicitly permitted within these Terms of Use, you are prohibited from engaging in the following actions, either personally or through a third party, with respect to any content on the Site subject to intellectual property or other proprietary rights:

  • Copying, distributing, displaying, or publicly performing
  • Sublicensing, decompiling, disassembling, or reducing to human-readable form
  • Publicly executing or making available to the public
  • Adapting, making commercial use of, processing, or compiling
  • Translating, selling, lending, or renting
  • Reverse engineering, combining with other software, modifying, or creating derivative works

These prohibitions apply to all means, including but not limited to electronic, mechanical, or optical methods, without the prior written authorization from Fintellix.

Restrictions on Trademark and Brand Usage:
You cannot use any name, mark, or logo that is identical or confusingly similar to Fintellix’s trademarks, service marks, and logos, including within internet domain names, unless it is explicitly permitted by Fintellix. You must also avoid any action or inaction that could dilute or tarnish Fintellix’s goodwill. Please note that all trademarks and advertisements of Fintellix on the Site are the exclusive property of Fintellix.
Fintellix respects the intellectual property rights of others. If you believe any content published on the Site infringes your rights or violates these Terms of Use, you may submit a request for its removal.

User conduct: Site Usage Guidelines and Prohibited Activities
You agree not to engage in any activity that interferes with or disrupts the Site, including their servers and networks. Unless you have a separate, specific agreement with Fintellix, you also agree not to reproduce, duplicate, copy, sell, trade, or resell the Site for any purpose.
Fintellix may, at any time, temporarily or permanently terminate the operation of the Site, or any part of them. Fintellix will publish a termination notice a reasonable time before this occurs. You acknowledge that Fintellix is not responsible for any issues or data loss resulting from such termination.
You further agree that your use of the Site must be lawful and that you will comply with all usage rules. This includes, but is not limited to, refraining from the following:

  • Posting or disseminating objectionable content: This includes information that is obscene, indecent, vulgar, pornographic, sexual, hateful, or otherwise offensive.
  • Aggressive spamming: Do not post spam links or personal referral links in an aggressive, wanton, or inappropriate manner on our Site or any other public site.
  • Harassing or defaming others: Do not defame, libel, ridicule, mock, stalk, threaten, harass, intimidate, or abuse anyone, whether hatefully, racially, ethnically, or in a way that a reasonable person would find offensive or objectionable.
  • Uploading malicious files: Do not upload or transmit files containing viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files or data, or any other software that could damage the Site, other user’s computers, or the Site’s functionality.
  • Violating intellectual property or other rights: Do not use, upload, transmit, distribute, or make available any information through the Site in a way that infringes on anyone’s copyright, trademark, patent, trade secret, or other rights, including privacy or publicity rights.
  • Attempting to obtain private information: Do not try to get passwords or other private information from other members.
  • Misusing support channels: Do not improperly use support channels or complaint buttons to make false reports to Fintellix.
  • Distributing “cheat” software: Do not develop, distribute, or publicly inform other members about “auto” software programs, “macro” software programs, or other “cheat utility” software programs or applications that violate applicable License Agreements.
  • Breaching security: Do not breach the security of the Site or identify any security vulnerabilities within them.
  • Engaging in illegal activities: Do not engage in any activity that constitutes or encourages a criminal offense, gives rise to civil liability, or otherwise violates any applicable law, including those governing privacy, defamation, spam, and copyright.
  • Improperly displaying Site content: Do not display the Site or any part of them in an exposed or concealed frame, or link to elements on the Site (like images) independently from the web pages where they originally appear.
  • Circumventing Site functionality: Do not circumvent or manipulate the operation or functionality of the Site.
  • Collecting personal information without consent: Do not collect, harvest, obtain, or process personal information about other users without their explicit consent.
  • Using automated systems: Do not use or launch any automated system, including robots, crawlers, and similar applications, to collect and compile content from the Site.
  • Interfering with Site functionality: Do not interfere with, burden, or disrupt the functionality of the Site.

Fintellix reserves the right to refuse you access to the Site without notice for any reason, including, but not limited to, a violation of these Terms of Use. You agree that Fintellix may discontinue the Site or change their content at any time, for any reason, with or without notice to you, and without liability.

Disclaimer of Warranties
Fintellix uses reasonable efforts to include accurate and up-to-date information on this site; it does not, however, make any warranties or representations as to its accuracy or completeness. Fintellix periodically adds to, changes, improves, or updates the information and documents on this site without notice. The Site cannot be customized to fulfill the needs of each user. We do not warrant that the Site will operate in an uninterrupted or error-free manner, or that it will always be available or free from all harmful components.

With regard to articles, white papers and other information contained on this site, such information is intended solely to provide general guidance on matters of interest for the personal use of the reader, who accepts full responsibility for its use. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules, and regulations there may be delays, omissions or inaccuracies therein. Accordingly, any such information on is provided with the understanding that the author(s) and publisher(s) are not herein engaged in rendering professional advice or services. As such, it should not be used as a substitute for consultation with a competent adviser. Before making any decision or taking any action, the reader should always consult a professional adviser.

YOUR USE OF THIS SITE AND THE INFORMATION IN THE DOCUMENTS CONTAINED HEREIN ARE AT YOUR OWN RISK. THE INFORMATION IN THE DOCUMENTS IS PROVIDED ON AN “AS IS” BASIS AND WITHOUT ANY REPRESENTATION, OBLIGATION, OR WARRANTY FROM FINTELLIX OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. BY USING THE INFORMATION IN THE DOCUMENTS, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ THIS DISCLAIMER, UNDERSTAND IT AND AGREE TO ABIDE BY, AND BE BOUND BY, ITS PROVISIONS.TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Reporting Inaccuracies
We strive to ensure the accuracy and reliability of all information and facts posted on our Site. However, errors may occasionally occur. If you believe any information or publication on our Site is inaccurate, please contact us info@fintellix.com.

Privacy Contact Information
Fintellix values the privacy and good reputation of our users. If you have any questions, please don’t hesitate to reach out to us at privacy@fintellix.com. We’ll do our best to respond promptly.